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        <title>Ford Real Estate's Blog</title>
        <link>https://www.propertyofsouthernoregon.com/blog.php</link>
        <description>Ford Real Estate</description>
        <pubDate>Fri, 11 Sep 26 12:38:05 +0000</pubDate>
                    <item>
                                <title>Beyond the 3% Rate: Is It Time for Your Next Move?</title>
                <pubDate>Mon, 24 Aug 2026 20:58:00 +0000</pubDate>
                <link>https://www.propertyofsouthernoregon.com/blog/18/Beyond+the+3%25+Rate%3A+Is+It+Time+for+Your+Next+Move%3F</link>
                <description>If you&#38;amp;rsquo;re sitting on a 3% mortgage rate, the idea of moving can feel like giving up a financia</description>
            </item>
                    <item>
                                <title>No Down Payment Saved? There is Help Available!</title>
                <pubDate>Wed, 18 Mar 2026 19:22:00 +0000</pubDate>
                <link>https://www.propertyofsouthernoregon.com/blog/13/No+Down+Payment+Saved%3F+There+is+Help+Available%21</link>
                <description>Many potential buyers struggle to save the 3.5 - 5% required by typical loans. They either become di</description>
            </item>
                    <item>
                                <title>How to Become an Oregon Real Estate Agent</title>
                <pubDate>Thu, 06 Nov 2025 19:40:00 +0000</pubDate>
                <link>https://www.propertyofsouthernoregon.com/blog/10/How+to+Become+an+Oregon+Real+Estate+Agent</link>
                <description>Qualifications:Be 18 years old.Have a high school diploma, GED, or international equivalent.Steps to</description>
            </item>
                    <item>
                                <title>Rogue Valley Market Update: September 2025</title>
                <pubDate>Mon, 22 Sep 2025 22:33:00 +0000</pubDate>
                <link>https://www.propertyofsouthernoregon.com/blog/9/Rogue+Valley+Market+Update%3A+September+2025</link>
                <description>With interest rates settling in the mid to high 6% range for conventional loans, home sales have ste</description>
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